Mortgage broker South Yorkshire - remortgages

Thinking of remortgaging? It’s always worth talking to a mortgage broker.

South Yorkshire homeowners are just like those across the rest of the UK: high house prices are putting them off moving home and so the natural alternative is to look at how you can generate more space at the home you live in. If it’s just a coat of paint and some new storage units, you don’t have to spend a fortune, but if you’re thinking of converting your cellar, building into the loft space, or adding an extension to your property, you might need to raise some funds before the work can go ahead. That’s when it’s worth speaking to a mortgage broker about a remortgage.

Why should I remortgage?

A remortgage is a useful way of raising the money you need to complete extensive home improvements. You are probably clear of any redemption penalties in your current mortgage, and you may find that you can get a mortgage with a more competitive interest rate, or with added flexibility, that will let you get on with the work you need to do. Many lenders offer financial incentives for remortgages, such as no fees, or a cashback offer, and that’s when a mortgage broker can prove his or her worth.

Choosing a mortgage broker in South Yorkshire

If you live in South Yorkshire and you’re looking for a mortgage broker, you need to make sure that you find a broker you can trust. Your mortgage broker needs to be authorised and regulated by the Financial Services Authority, or be an appointed representative of a body that is authorised and regulated by the FSA. You can check this easily by looking at the company’s website, or searching for your mortgage broker on the FSA’s own website. Your mortgage broker should be experienced in arranging remortgages, and you can ask about this when you call them for an appointment. You’ll be able to tell your broker about the sort of amount you need to remortgage for, and the type of mortgage you’re looking for. They will then be able to recommend remortgage products that will suit you.

Move and Mortgage isn’t just a mortgage broker in South Yorkshire, but is dedicated to offering you an alternative to estate agents when it comes to selling your home. Set up an account, advertise your property yourself and stop paying estate agent fees. Setting up your advert is free; all Move and Mortgage ask is that you consider their advice when it comes to your next mortgage - but as appointed representatives of Financial Ltd, which is authorised and regulated by the FSA, you can be sure that you’re getting fair and impartial mortgage advice. Find out more about this great opportunity to advertise your home free of charge by calling 0800 077 8225 or filling in our online enquiry form.

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